For agencies, brokers, insurers and developers
The platform to run your insurance business
Quote every insurer side by side, sell from your own branded storefront, take payment by M-Pesa, and run policies, renewals, commissions and claims in one place. Insurers launch products without code.
- 7 days free
- No commission on premiums
- Approved within 2 business days
- Jua AssuranceCourtesy car includedKES 64,600a year
- Mlima GeneralNo excessKES 68,240a year
- Ziwa InsuranceRoad rescue includedKES 71,050a year
- Pwani MutualExcess 2.5%KES 73,420a year
A home for every insurance business
Register your organisation and get a platform to host your business: your team, your products, your clients and your own web address.
Agencies and agents
- Every insurer you represent, one quote
- Your own branded storefront
- Commissions tracked for you
Brokerages
- Place with every insurer
- Sell through your agencies
- Your whole book, imported
Insurers
- Products as configuration, no code
- Two-person approval of every rate
- Distribute through agents and brokers
Developers
- One pricing contract for every product
- Explain and replay any quote
- API reference coming soon
Everything from the first quote to the last claim
One platform instead of rate cards, spreadsheets and phone calls. Each of these works today.
Every insurer, side by side
A few plain questions, every insurer you represent priced on one screen, for 15 classes of business.
Your own storefront
Clients quote and buy at your web address, under your logo, without signing up first.
M-Pesa and premium finance
A payment prompt on the client’s phone, receipted to the policy, or instalments with reminders.
Policies and renewals
Every policy with its documents, and renewals that remind your clients before cover ends.
Commission ledger
Earned as each policy is sold, checked against the insurer’s statement.
Claims
Recorded with photos and documents and followed to settlement; clients track their own.
Products without code
Rate tables and workflows, versioned and approved by a second person before they price anything.
Bring your book
Import policies, clients, claims, leads and statements from spreadsheets, checked row by row.
Secure by design
Each organisation’s data kept apart down to the database, roles for every person, and a full audit trail.
Live in four steps
Most organisations are reviewed and live within 2 business days.
- 1
Create your account
Your name, email and a password, or sign up with Google or Microsoft.
- 2
Register your organisation
Agency, brokerage or insurer. Independent agents register as an agency of one.
- 3
We review it
Within 2 business days. Your 7-day free trial starts when it’s approved.
- 4
Set up and sell
Invite your team, connect your insurers, brand your storefront and start quoting.
Step-by-step guides: agencies and agents, brokerages, insurers.
Guides and news
Configure BimaStack, start to end
From a rate card to a renewed policy: formulas, rate tables, workflows, product definitions, approvals and what happens after the sale. The map of the series.
The formula language: premium rules you can read
Every calculation on BimaStack is written in one small, spreadsheet-like language. Values, conditions, functions, dates, currency and rounding, with examples from real rate cards.
Formula language reference
The grammar, types, every built-in function, the four validation stages, exact-decimal evaluation and the API that compiles, tries and saves a formula.